No medicals required
Over 50 Life Insurance — No Medical Required
Check your eligibility in 60 seconds.
UK residents aged 50–80 accepted.
Free, no obligation — takes 60 seconds
Why choose over 50s life insurance?
Protect your loved ones with guaranteed acceptance and no medical checks.
Guaranteed acceptance
UK residents aged 50–80 are accepted — no exceptions, no rejections.
No medical checks
No exams, no blood tests, no health questionnaires. Ever.
Up to £10,000 cover
Choose the level of cover that suits you. Your premiums are fixed for life.
60-second check
Find out what you qualify for in under a minute. Free, no obligation.
How it works
Three simple steps to protect your family.
1
Check your eligibility
Answer a few quick questions — takes about 60 seconds.
2
Get matched
We connect you with an FCA-authorised provider suited to your needs.
3
Cover starts
Your policy is set up and your loved ones are protected.
Why Get Cover Over 50?
With us
Typical process
No medical exam required
Guaranteed acceptance (50–80)
60-second eligibility check
Fixed premiums for life
Free, no obligation quote
Common questions
Over 50s life insurance is a whole-of-life policy designed for UK residents aged 50 to 80. It pays a guaranteed cash lump sum to your loved ones when you pass away, helping cover funeral costs, outstanding debts, or simply leaving a gift for your family.
No. Over 50s life insurance requires no medical exams, blood tests, or health questionnaires. Acceptance is guaranteed for UK residents within the eligible age range.
You can typically get between £1,000 and £10,000 of cover, depending on your age and the provider. Your monthly premium is fixed and will never increase.
Most over 50s life insurance policies accept UK residents aged 50 to 80. Once your policy is active, it remains in place for life — it will never be cancelled as long as you keep up your payments.
Cover typically begins immediately once your application is accepted. However, most policies include a 12-month qualifying period — if you pass away within this period from natural causes, your premiums are returned rather than the full payout. Accidental death is usually covered from day one.
Yes, you can cancel at any time. There's no obligation and no cancellation fees. However, if you cancel, you won't receive any money back for the premiums you've already paid.
See what cover you qualify for
Takes 60 seconds. Free, no obligation.